Does most motor vehicle insurance cover towed equipment such as cement mixers?

Motor vehicle insurance policies typically cover a variety of equipment that is towed behind a vehicle, including items like cement mixers, as they are considered part of the vehicle's operation. The rationale behind this coverage is that as long as the towing vehicle is insured and is being used for legal purposes, the attached equipment is often covered under the same policy.

However, it's important to note that the specifics of coverage can vary significantly depending on the insurer and the policy details. While many standard motor vehicle insurance plans do have provisions for towed equipment, some may limit coverage based on use cases, such as personal versus commercial use, which can lead to exceptions. Nevertheless, generally, standard auto policies do include coverage for equipment being towed if properly attached, which is why the response affirming that most motor vehicle insurance does cover such equipment is accurate.

The nuances regarding equipment like cement mixers and whether they are covered could lie in the specifics of the policy, but the broad understanding of motor vehicle insurance suggests that towing equipment is a common inclusion.